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SERVICES

ARTAJASA takes pride in our leadership in providing an impressive portfolio of services in less than a decade of existence. While there have been new entrants in the market, ARTAJASA are determined to expand or presence and widen our potential with more sophisticated and value added services and products. ARTAJASA are constantly inspire by the challenge of advancing frontiers of IT and with our heritage, incomparable team of people, and we are confident to move from strength to strength.

Electronic payment solutions aren’t an option. Realizing this ARTAJASA were the first to set up the first Shared ATM network in Indonesia. Empowering.
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ARTAJASA as billing provider online payments facilities through BERSAMA ATM’selectronic channels offer simple and speedy convenience to customers of telecommunications, cellular phone service providers, utilities, credit card issuers and others. By using ATM BERSAMA customers can also top up or reload their cellular phone cards. More...

FLASH is a platform developed by ARTAJASA in which money is stored and used electronically. FLASH connects product and billing data from Billing Providers to Payment Points. As a service this lowers the cost of product distribution and investment on Payment Points. More...

Debit ATM Bersama

Launched in 2004 this enables consumers with a ATM card to not only make cash withdrawals but also enable purchases, The purchase amount is immediately deducted from the consumer’s account directly to the retailer’s or merchant’s bank account. This provides consumers with better cash management and peace of mind as all transactions are PIN based. In addition to this consumers can also use this facility for balance enquiry and PIN number change,

For customers it means the ease of being able to provide this e-debit service without having to set up a POS/EDC terminal network. It integrates smoothly into the bank’s own IT system and providing their consumers with more facilities with minimum investment. Further they do not have to seek and build their own merchant network. In this way ARTAJASA seeks to provide complete solutions with each service,